Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. David Kindness is a Certified Public Accountant (CPA) and an expert in the fields of ...

Self-determination can be defined as, “the means for experiencing quality of life consistent with one’s own values, preferences, strengths, and needs” (Turnbull & Turnbull, 2001, as cited in ...

Please note that the posts on The Blogs are contributed by third parties. The opinions, facts and any media content in them are presented solely by the authors, and neither The Times of Israel nor its ...

A letter of determination confirms a retirement plan's tax-advantaged status under ERISA. Employers using pre-approved plans generally don't need a determination letter. A determination letter doesn't ...