Refinances accounted for 37% of December 2025 mortgage locks, with total volume up 30% year over year, per Optimal Blue.

MCT’s rate lock activity indices are based on actual locked loan volume, not applications. Total mortgage rate locks by dollar volume fell 5.4% month-over-month in September. Mortgage lock volumes ...

Despite a whipsaw of mortgage rates at the start of the month, mortgage purchase lock volume rose 7.5% in April, according to a report from Optimal Blue. Overall, lock volume rose 3.2% from March. The ...

The month-over-month rate and term refinance lock figure was down 28.9% for October. MCT saw the purchase index decrease 15.8%. The volume of mortgage rate locks in October fell more than 60% from a ...

Steeper-than-expected December mortgage lock volume drop as seasonality, shutdown uncertainty, and stubborn rates keep ...

SAN DIEGO, Calif., Oct. 3, 2024 (SEND2PRESS NEWSWIRE) — Mortgage Capital Trading, Inc. (MCT®), the de facto leader in innovative mortgage capital markets technology, announced today a 3.17% increase ...

Freddie Mac YoY Average Mortgage Rates June 10, 2024 through May 26, 2025 Overlayed by YoY Rate/Term Refi Volume MCT reports June purchase lock volume held nearly flat, signaling steady housing demand ...