Might some of your single clients unknowingly need life insurance? Yes. “One typical reason young people (in their 20s and 30s) buy life insurance is to protect their insurability,” says Ronald Klein, ...

That said, for a healthy 33-year-old with no dependants and a high income, it’s also reasonable to question whether this is a genuine financial need. If no one is likely to rely on your income now or ...

With this type of insurance, you pay a regular monthly (or occasionally, annual) premium to a life insurance company. If you ...

The insurer offers term, whole and universal life insurance with multiple riders at competitive rates ...

Jonathan Ponciano is a financial journalist with nearly a decade of experience covering markets, technology, and entrepreneurship. Suzanne is a content marketer, writer, and fact-checker. She holds a ...

If you have have people who rely on you financially, what would happen in the event you – and therefore your income – died ...

Term life insurance expires after a predetermined time frame but, so long as you keep paying your premiums, whole life insurance will always remain in force. That makes it more expensive, but a whole ...

Debbie Kennedy suggests the age of single-tie distribution is over, pointing to a lack of choice as to why it should be consigned to history.