Dave Ramsey has strong opinions about retirement accounts and which is best. Here are his thoughts on 401(k)s and IRAs and ...

Retirees with significant assets often have to plan around required minimum distributions (RMDs). If you already have ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Anthony Battle is a CERTIFIED FINANCIAL PLANNER™ professional. He earned the Chartered ...

A Roth IRA is one of the most popular ways for individuals to save for retirement, and it offers some big tax advantages, including the ability to withdraw your money tax-free in retirement. In fact, ...

This article, the second of a three-part series on how to implement an effective backdoor Roth strategy, was written by guest contributors Steven Jarvis, CPA, MBA, and Matthew Jarvis, CFP. Continuing ...

A backdoor Roth IRA isn’t a specific type of individual retirement account. Rather, it’s a description of a strategy to help wealthier taxpayers avoid certain Roth IRA restrictions. Financial advisors ...

The primary factor in a Roth IRA conversion decision is the difference between the tax rate at conversion and the future tax ...

Opening an individual retirement account is an excellent step in retirement planning. However, you'll face a choice when doing so: will you pick a Roth or traditional IRA? Your contributions to one ...

Roth IRAs continue to grow in popularity, as increasing numbers of investors expect tax rates to rise in the coming decades. Knowing which assets to hold in a Roth account can be at least as important ...

Choosing between investing in a 401(k), IRA or taxable account comes down to your financial goals, risk tolerance and financial situation. Determining whether you should max out your 401(k) before ...

This article, the first of a three-part series on how to implement an effective backdoor Roth strategy, was written by guest contributors Steven Jarvis, CPA, MBA, and Matthew Jarvis, CFP. However, ...

Roth strategies are not going away. But the way certain federal employees use them is changing, and the timing of your ...