Let's address the issue that has divided the insurance industry for decades: Should you buy whole life insurance to "be your own bank," or should you buy term insurance and invest the difference?

With this type of insurance, you pay a regular monthly (or occasionally, annual) premium to a life insurance company. If you ...

Individuals and families benefit from life insurance, which is a key component of financial planning. In an unpredictable ...

Selecting the appropriate insurance plan ranks as one of the major financial choices throughout one’s life. Insurance is not ...