The way people make money in crypto keeps changing. A few years ago, everyone just bought coins and waited for prices to go up. Now there are multiple earning models, and each one works completely ...

Ratios of Price to Earnings (not necessarily GAAP) vary across both short-term and long-term market cycles. It is more than plausible that we are near the start of a long-term decline in such ratios.

Q4 results were mixed, with a core pre-provision earnings beat but a net earnings miss, and a disappointing capital return announcement. SEB's non-interest income is growing, particularly in payments ...