How to use home equity to build wealth For most people, a home isn’t just where they live — it’s one of their most powerful financial assets. As you make mortgage payments and your property’s value ...

These are today's HELOC and home equity loan rates. HEL rates are just over 7.5%, and HELOC rates are down to 7.25%. Lock in your rate today.

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.  A home ...

As of Jan. 7, 2026, the average home equity loan rate is 7.97%, according to Bankrate’s regular survey of rates. The average ...

You can use home equity to pay off high-interest debt or improve your home, but it’s important to understand the risks.

For most people, a home isn’t just where they live — it’s one of their most powerful financial assets. As you make mortgage payments and your property’s value grows, you build home equity, or the ...