An HO-3 policy is a form of home insurance that protects against property damage, legal liabilities and other expenses associated with unexpected disasters to the home. Most insurance companies' ...

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Home insurance policies come in several types, each designed for different housing situations. Many, or all, of the products featured on this page are from our advertising partners who compensate us ...

Lucas Downey is the co-founder of MoneyFlows, and an Investopedia Academy instructor. Eric's career includes extensive work in both public and corporate accounting with responsibilities such as ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

Home warranty vs. home insurance, what's the difference? One covers normal wear and tear and the other liability and ...

Geico insures millions of vehicles in the U.S. but does not sell its own home insurance policies. The Geico Insurance Agency partners with other insurance companies to meet your homeowners insurance ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...