Why keeping household loan EMIs within 30-40% of your income is a smart financial rule

A sensible EMI cap gives you room to handle rising costs, income shocks, and long-term goals without letting debt quietly ...

Missed two EMIs? How to negotiate before things get worse

Missing one EMI can usually be fixed. Missing two in a row changes the tone of the relationship with your lender and triggers ...

Apply for a personal loan the smart way: Your handy guide to easy EMIs

Big plans don’t always wait for your savings to grow. Sometimes it’s a long-pending holiday, sometimes a medical need, or ...
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Personal Loan EMIs: A borrower's guide for a smooth repayment strategy | All you need to know

A personal loan is a flexible financial option that facilitates quick access to funds for home improvements, meeting medical emergencies, travelling, or educational purposes. Equated Monthly ...
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Missed two loan EMIs? Here's what banks and NBFCs can do and how it impacts you

Missing loan EMIs can quickly turn into a serious financial issue if not handled on time. While a delay of a few days may ...
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Want to convert big credit card transactions into EMIs? Here’s how to do it in easy steps

Have you run up a huge credit card bill? Finding it tough to make the bulk payment in a single stroke? Converting some of your big-ticket transactions on your credit cards into EMIs (Equated Monthly ...