Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

Here are five signs you might not be as serious as you think about raising your credit score.

A woman who had nearly paid off a £10,000 debt was sent emails suggesting she could apply for new credit cards.

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...

New VantageScore credit model now accepted for FHA and VA loans. Competition with FICO could help first-time buyers and veterans qualify. Free tools available to monitor and improve credit scores ...

Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.

Here's the average credit score for Americans in their 50s, what it means for your finances, and how to strengthen your ...

Your credit card spending can impact your credit score. The more of your available credit you use at once, the more it has the potential to drag your score down. Find ways to manage your credit cards ...

If you're worried about increasing your balances due to an unrequested credit limit increase, you can call your issuer and ...