Discover the difference between variable life insurance and variable universal life insurance, and learn which one provides ...

What Is Universal Life Insurance? Universal life insurance offers permanent coverage with a unique twist—flexibility. Unlike other policies that lock you into fixed premiums and set death benefits, ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

Whole life and universal life are both types of permanent life insurance, but there are key differences when it comes to cost, benefits and policy requirements. To help you learn about what sets them ...

Mutual of Omaha offers term, whole and universal life insurance products with flexible coverages — including permanent coverage for children — and optional riders. However, whole life insurance is ...

In its most basic form, life insurance is a contract between the policyholder and an insurance company that provides a cash payout to a named beneficiary if the policyholder dies under covered ...