Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.

Explore top short- and long-term CD rates available today ...

CD account interest rates remain competitive at the start of 2026. Here's what a good long-term CD account rate is now.

In 2026, a 1-year CD can offer a rare mix of safety, flexibility, and strong yield without locking you in for the long haul.

If you have a large amount of money to deposit, today's best jumbo CD rate is 4.35% APY, offered by Veridian Credit Union.

CD terms can range from three months to five years. Learn which one is right for you.

Whether you spent or saved a lot of money in 2025 or simply find yourself holding steady, one item all savers can agree on is that it's important to protect and grow their funds further in 2026.

We independently review everything we recommend. When you buy through our links, we may earn a commission. Learn more› By Brent Butterworth Brent Butterworth is a writer dedicated to audio gear. He ...