Coinsurance for small businesses helps cover property and business assets, so the insurer knows there's adequate coverage.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. MoMo Productions / Getty Images The coinsurance formula is the homeowners insurance formula ...

You'll likely find a coinsurance clause in your commercial property insurance policy. This clause outlines how much insurance coverage you must carry in relation to the replacement cost of your ...

Medicare has different out-of-pocket costs, including premiums, deductibles, copayments, and coinsurance. Copayments are fixed dollar amounts, and coinsurance is a percentage of the cost. You may ...