We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. When you deposit a check ...

WASHINGTON (CBS.MW) -- Debit cards, direct-deposit payroll and other technology taking the place of traditional check writing is forcing the Federal Reserve to streamline its check clearing operations ...

When a big check hits your account, it can feel like instant breathing room, but the banking system does not move at the speed of your mobile app. Behind that "pending" status is a tightly regulated ...

Last week, the Check 21 Act took effect, allowing banks to clear checks electronically and sets standards for the secure electronic transfer of check images between financial institutions. The Act ...

NEW YORK - High-tech changes in the banking industry will soon be affecting the most mundane of financial products, the checking account. On Oct. 28, banks will begin implementing the Check Clearing ...

Knowing when money will be credited to your checking or savings account is key for financial planning. While some factors may delay the process, most checks clear within one to two business days.

Learn which factors can affect a check’s hold time Lisa Goetz is a finance content writer for Investopedia. She typically covers insurance, real estate, budgets and credit, and banking and taxes.