ERGO NEXT reports winter storms can harm businesses through property damage and operational disruptions, yet many owners lack adequate insurance coverage.

Safeguard your small business with essential property and liability insurance to prevent financial setbacks and bankruptcy.

Garage liability insurance is a type of insurance that covers an automotive company's daily operations, adding protection to ...

You can't control Mother Nature, but you can take steps to minimize the risk of physical damage to your commercial property. NEXT has compiled some practical commercial wind damage protection tips and ...

For insurers, the cost of climate risk is well-established and increasing. In the first half of 2025, natural disasters ...

More business owners are worried about damage from severe weather, even as a growing share are forgoing insurance to save money. A recent survey from insurance provider Nationwide found 67% of ...

Combined physical damage insurance is a type of auto insurance that covers damage to the policyholder’s vehicle from various ...

Insurance risk is the probability of an adverse event that causes an insurance claim. Learn how business insurance risk is ...

Commercial property insurance, sometimes known as hazard business insurance, is often the first coverage for help protecting your building, goods and gear. It can also cover the loss of revenue your ...

General liability insurance is the most common general coverage for small businesses covering a wide range of risks—but it doesn’t protect against property damage to your own business. That’s where ...

How can windstorm damage hurt a business? Windstorm damage can occur during weather events like a severe thunderstorm or tropical storm. This damage can impact both the exterior and interior of a ...