Homeowners insurance rates are rising across the U.S., driven by climate change, rising cost of building materials and surging home prices. Almost half of property insurance policy holders in the U.S.

The average U.S. homeowners’ insurance rate is nearly $3,000 per year, according to a recent report by insurance marketplace The Zebra [1]. But that’s just the average — residents in some states pay ...

Affording a home is one thing. Affording to keep it running is another. The average homeowner spends $21,084 per year on non-mortgage expenses, including insurance, property taxes, and other costs, ...

Insurers are quietly rewriting the rulebook for what it costs to protect your home, and the shift is not just about location ...

Insure.com reports that Amica ranked as the top home insurance provider for 2026, followed by Travelers and Allstate, based ...